Meet Steven Smith

C&S Appraisal Services

Whether it's a young couple's first home or the most modern new construction, our ongoing analysis of local real estate trends and education as licensed appraisers make us qualified to provide home valuations in Sedgwick County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
Call us today at 316-262-2440.

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Leading Provider of Real Estate Valuations

C&S Appraisals is a leading provider of real estate valuations for the mortgage lending marketplace. We have many years of experience in the business, and have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.We are a leading provider of appraisals for:

  • Primary and Secondary Mortgages
  • Mortgage Refinancing
  • Employee Relocation
  • Private Mortgage Insurance Removal
  • Estate Planning
  • Divorce Settlement

Why Choose Us?

Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry. 

  • Short Turn-Around Times
  • Highest-Quality Appraisal Reports
  • On-line Status Reports
  • Electronic Ordering and Delivery
  • Competitive Pricing



Steve's attention to detail and hard work for his customers has allowed him to earn this award. Trust Steve and C&S Appraisals to take care of your real estate valuations.


"Please pass my gratitude on to Mr. Smith for my appraisal!  It has been a long process and his clarity and honesty was very encouraging. In the midst of a long and difficult situation, I found Mr. Smith to be forthright , clear, and honest, both in person and in his written work. Thank you!"

John Wallace

"Very good appraisal, Steven! Freddie Mac's UCDP rated it 1 for very low risk of appraisal deficiencies and 1 for very low risk of over valuation. It just doesn't get better than that. I really appreciate all the comps and narrative provided."

Cindy Gamcsik Underwriter
Central National Bank

"CoreLogic would like to thank you for your dedication and openness in accepting orders for properties that may be considered "atypical or complex" for the region. We realize that by accepting these complex orders you are committing to an increased level of effort and research and yet you continue to deliver those reports in a timely manner. 

CoreLogic recognizes that these efforts not only demonstrate your understanding of our clients' needs and expectation but is also a great indication of your own individual work ethic. 



"We were told by several lenders that comps would be difficult given our unique property on 35 acres. Steve had the appraisal completed in 5 days! Thank you for making our dream home a reality."

Pam Regehr
Vice President, Community Relations
Fidelity Bank